/* ============================================================
   Damages Claim — 디자인 시스템 (8pt 스케일 / 네이비·골드)
   ============================================================ */

:root {
  /* 팔레트 */
  --navy: #14264A;
  --navy-deep: #0E1B36;
  --navy-ink: #0A1428;
  --navy-soft: #1F3A6B;
  --gold: #C9A227;
  --gold-soft: #E4C96B;
  --blue: #2D6CDF;
  --teal: #178F8F;
  --plum: #7A4B8C;
  --amber: #E08A1E;
  --green: #1F8A5A;
  --red: #D7503A;
  --ink: #1A2233;
  --ink-soft: #4A5568;
  --muted: #6B7280;
  --bg: #FFFFFF;
  --bg-ivory: #F7F4EE;
  --bg-light: #F2F4F7;
  --line: #E7E9EE;
  --line-strong: #D4D8E0;
  --white: #FFFFFF;

  /* 라운드·그림자·보더 */
  --radius-sm: 8px;
  --radius: 12px;
  --radius-lg: 20px;
  --radius-xl: 28px;
  --shadow-sm: 0 1px 2px rgba(15,29,58,.06), 0 2px 8px rgba(15,29,58,.05);
  --shadow: 0 8px 28px rgba(15,29,58,.09);
  --shadow-lg: 0 24px 56px rgba(15,29,58,.16);
  --border: 1px solid var(--line);

  /* 타이포 */
  --font-body: 'Pretendard Variable', Pretendard, -apple-system, BlinkMacSystemFont, system-ui, Roboto, 'Noto Sans KR', sans-serif;
  --font-display: 'Noto Serif KR', 'Pretendard Variable', serif;
  --fs-hero: clamp(2.6rem, 6vw, 4.4rem);
  --fs-h1: clamp(2rem, 4.4vw, 3.2rem);
  --fs-h2: clamp(1.5rem, 3vw, 2.1rem);
  --fs-h3: 1.25rem;
  --fs-body: 1.0625rem;
  --fs-small: .9375rem;
  --leading-tight: 1.25;
  --leading-body: 1.72;
  --tracking-tight: -0.022em;

  /* 여백 (8pt 스케일) */
  --s1: 4px; --s2: 8px; --s3: 12px; --s4: 16px; --s5: 24px; --s6: 32px;
  --s7: 40px; --s8: 56px; --s9: 72px; --s10: 96px; --s11: 128px;

  --container: 1160px;
  --measure: 720px;
}

/* ---------- Base ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  font-family: var(--font-body);
  font-size: var(--fs-body);
  line-height: var(--leading-body);
  color: var(--ink);
  background: var(--bg);
  letter-spacing: -0.008em;
  overflow-x: hidden;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--navy-soft); text-decoration: none; transition: color .2s ease; }
a:hover { color: var(--gold); }
h1,h2,h3,h4,h5,h6 { font-family: var(--font-display); color: var(--navy-deep); line-height: var(--leading-tight); letter-spacing: var(--tracking-tight); margin: 0 0 var(--s4); }
h2 { font-size: var(--fs-h2); font-weight: 700; }
h3 { font-size: var(--fs-h3); font-weight: 700; }
p { margin: 0 0 var(--s4); }
ul, ol { margin: 0 0 var(--s5); padding-left: 1.4em; }
li { margin-bottom: var(--s2); }
:focus-visible { outline: 3px solid var(--gold); outline-offset: 2px; border-radius: var(--radius-sm); }

.skip-link {
  position: absolute; left: -999px; top: 0; z-index: 1000;
  background: var(--navy); color: #fff; padding: 12px 20px; border-radius: 0 0 12px 0;
}
.skip-link:focus { left: 0; color: #fff; }

/* ---------- Layout ---------- */
.container { max-width: var(--container); margin: 0 auto; padding: 0 var(--s5); }
.measure { max-width: var(--measure); margin: 0 auto; }
.section { padding: var(--s10) 0; }
.section--ivory { background: var(--bg-ivory); }
.section--light { background: var(--bg-light); }
.section--navy { background: var(--navy-deep); color: #E7EBF4; }
.section-head { max-width: 720px; margin: 0 auto var(--s8); text-align: center; }
.section-head .eyebrow { margin-bottom: var(--s3); }
.section-head h2 { margin-bottom: var(--s4); }
.section-head .lead { color: var(--ink-soft); font-size: 1.0625rem; }
.section--navy .section-head h2 { color: #fff; }
.section--navy .section-head .lead { color: #B9C4D8; }

.eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: .8rem; font-weight: 700; letter-spacing: .14em;
  color: var(--gold); text-transform: uppercase;
}
.eyebrow::before { content: ""; width: 24px; height: 2px; background: var(--gold); border-radius: 2px; }
.section--navy .eyebrow::before { background: var(--gold-soft); }

.grid { display: grid; gap: var(--s5); }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }

/* ---------- Header ---------- */
.site-header {
  position: sticky; top: 0; z-index: 100;
  background: rgba(255,255,255,.92);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border-bottom: var(--border);
}
.site-header__inner { display: flex; align-items: center; justify-content: space-between; gap: var(--s4); height: 76px; }
.brand { display: inline-flex; align-items: center; gap: 12px; min-height: 44px; }
.brand__mark { width: 40px; height: 40px; border-radius: 10px; overflow: hidden; box-shadow: var(--shadow-sm); flex: none; }
.brand__mark img { width: 100%; height: 100%; object-fit: cover; }
.brand__name { font-family: var(--font-display); font-weight: 700; font-size: 1.06rem; color: var(--navy-deep); letter-spacing: -.02em; line-height: 1.3; }
.brand__name small { display: block; font-family: var(--font-body); font-weight: 500; font-size: .72rem; color: var(--muted); letter-spacing: .06em; }

.site-nav ul { display: flex; align-items: center; gap: 6px; list-style: none; margin: 0; padding: 0; }
.site-nav a {
  display: inline-flex; align-items: center; min-height: 44px; padding: 0 16px;
  font-size: .95rem; font-weight: 600; color: var(--ink-soft); border-radius: 999px;
}
.site-nav a:hover { color: var(--navy); background: var(--bg-light); }
.site-nav .current-menu-item > a { color: var(--navy); background: var(--bg-light); }
.nav-cta { margin-left: 8px; }

.nav-toggle {
  display: none; align-items: center; justify-content: center;
  width: 48px; height: 48px; border: 1px solid var(--line); border-radius: 12px;
  background: #fff; cursor: pointer;
}
.nav-toggle span { display: block; width: 20px; height: 2px; background: var(--navy); margin: 3px auto; border-radius: 2px; transition: .25s ease; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  min-height: 48px; padding: 0 24px; border-radius: 999px;
  font-family: var(--font-body); font-size: .95rem; font-weight: 700;
  border: 1px solid transparent; cursor: pointer;
  transition: transform .2s ease, box-shadow .2s ease, background .2s ease, color .2s ease, border-color .2s ease;
}
.btn:active { transform: translateY(1px); }
.btn--primary { background: var(--navy); color: #fff; box-shadow: var(--shadow-sm); }
.btn--primary:hover { background: var(--navy-soft); color: #fff; transform: translateY(-1px); box-shadow: var(--shadow); }
.btn--gold { background: var(--gold); color: var(--navy-ink); }
.btn--gold:hover { background: var(--gold-soft); color: var(--navy-ink); transform: translateY(-1px); box-shadow: var(--shadow); }
.btn--ghost { background: transparent; color: var(--navy); border-color: var(--line-strong); }
.btn--ghost:hover { border-color: var(--navy); background: var(--bg-light); transform: translateY(-1px); }
.btn--white { background: #fff; color: var(--navy-deep); }
.btn--white:hover { background: var(--gold-soft); color: var(--navy-deep); transform: translateY(-1px); box-shadow: var(--shadow); }
.btn--lg { min-height: 56px; padding: 0 32px; font-size: 1rem; }
.btn--sm { min-height: 40px; padding: 0 18px; font-size: .875rem; }

/* ---------- Hero ---------- */
.hero { position: relative; background: var(--navy-deep); color: #EAF0FA; overflow: hidden; }
.hero__media { position: absolute; inset: 0; }
.hero__media img { width: 100%; height: 100%; object-fit: cover; opacity: .5; }
.hero__media::after {
  content: ""; position: absolute; inset: 0;
  background: linear-gradient(100deg, rgba(10,20,40,.94) 0%, rgba(14,27,54,.82) 42%, rgba(14,27,54,.35) 100%);
}
.hero__inner { position: relative; z-index: 2; padding: var(--s11) 0 var(--s10); max-width: 760px; }
.hero__badge {
  display: inline-flex; align-items: center; gap: 8px; margin-bottom: var(--s5);
  padding: 8px 16px; border-radius: 999px; border: 1px solid rgba(201,162,39,.5);
  background: rgba(201,162,39,.12); color: var(--gold-soft);
  font-size: .82rem; font-weight: 700; letter-spacing: .05em;
}
.hero h1 { color: #fff; font-size: var(--fs-hero); font-weight: 700; margin-bottom: var(--s5); word-break: keep-all; }
.hero__lead { font-size: 1.15rem; line-height: 1.75; color: #C6D2E6; margin-bottom: var(--s6); max-width: 640px; }
.hero__actions { display: flex; flex-wrap: wrap; gap: var(--s3); margin-bottom: var(--s7); }
.hero__meta { display: flex; flex-wrap: wrap; gap: 12px 28px; margin: 0; padding: var(--s5) 0 0; border-top: 1px solid rgba(255,255,255,.16); }
.hero__meta li { list-style: none; margin: 0; }
.hero__meta strong { display: block; font-family: var(--font-display); font-size: 1.3rem; color: var(--gold-soft); line-height: 1.2; }
.hero__meta span { font-size: .8rem; color: #9FB0CC; }

/* ---------- Cards ---------- */
.card {
  background: var(--bg); border-radius: var(--radius-lg); border: var(--border);
  padding: var(--s6); box-shadow: var(--shadow-sm);
  transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease;
}
.card:hover { transform: translateY(-4px); box-shadow: var(--shadow); border-color: var(--line-strong); }
.card__icon { width: 52px; height: 52px; border-radius: 14px; display: grid; place-items: center; background: var(--bg-ivory); margin-bottom: var(--s4); }
.card__icon svg { width: 26px; height: 26px; stroke: var(--navy); }
.card h3 { font-size: 1.18rem; margin-bottom: var(--s3); }
.card p { color: var(--ink-soft); font-size: .95rem; margin-bottom: 0; }
.card__link { display: inline-flex; align-items: center; gap: 6px; margin-top: var(--s4); font-size: .9rem; font-weight: 700; color: var(--navy); }
.card__link::after { content: "→"; transition: transform .2s ease; }
.card:hover .card__link::after { transform: translateX(4px); }

/* ---------- Article cards ---------- */
.article-card { display: flex; flex-direction: column; background: var(--bg); border-radius: var(--radius-lg); overflow: hidden; border: var(--border); box-shadow: var(--shadow-sm); transition: transform .25s ease, box-shadow .25s ease; }
.article-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.article-card__media { position: relative; aspect-ratio: 16 / 9; overflow: hidden; }
.article-card__media img { width: 100%; height: 100%; object-fit: cover; transition: transform .5s ease; }
.article-card:hover .article-card__media img { transform: scale(1.04); }
.article-card__badge { position: absolute; top: 14px; left: 14px; z-index: 2; padding: 6px 12px; border-radius: 999px; background: rgba(14,27,54,.78); color: var(--gold-soft); font-size: .74rem; font-weight: 700; letter-spacing: .04em; backdrop-filter: blur(6px); }
.article-card__body { display: flex; flex-direction: column; flex: 1; padding: var(--s5); }
.article-card h3 { font-size: 1.08rem; margin-bottom: var(--s3); }
.article-card h3 a { color: var(--navy-deep); }
.article-card h3 a:hover { color: var(--gold); }
.article-card p { font-size: .9rem; color: var(--ink-soft); margin-bottom: var(--s4); flex: 1; }
.article-card__foot { display: flex; align-items: center; justify-content: space-between; gap: 8px; border-top: 1px dashed var(--line); padding-top: var(--s3); font-size: .8rem; color: var(--muted); }
.article-card__read { font-weight: 700; color: var(--navy); }

/* ---------- Tables ---------- */
.table-wrap { overflow-x: auto; margin: var(--s5) 0 var(--s6); border-radius: var(--radius); border: var(--border); box-shadow: var(--shadow-sm); }
.dc-table { width: 100%; border-collapse: collapse; font-size: .93rem; min-width: 560px; }
.dc-table caption { text-align: left; font-weight: 700; color: var(--navy-deep); padding: var(--s4) var(--s4) var(--s3); font-family: var(--font-display); }
.dc-table th { background: var(--navy); color: #fff; text-align: left; padding: 12px 16px; font-size: .84rem; letter-spacing: .02em; white-space: nowrap; }
.dc-table td { padding: 12px 16px; border-top: 1px solid var(--line); color: var(--ink-soft); vertical-align: top; }
.dc-table tbody tr:nth-child(even) { background: var(--bg-light); }
.dc-table tbody tr:hover { background: var(--bg-ivory); }

/* ---------- Callout / blockquote ---------- */
.dc-callout {
  margin: var(--s6) 0; padding: var(--s5) var(--s6);
  border-radius: var(--radius-lg); border-left: 4px solid var(--gold);
  background: var(--bg-ivory); color: var(--ink-soft);
}
.dc-callout strong { color: var(--navy-deep); }
blockquote {
  margin: var(--s6) 0; padding: var(--s5) var(--s6);
  border-radius: var(--radius-lg); background: var(--bg-light);
  border-left: 4px solid var(--navy);
  font-family: var(--font-display); color: var(--navy-deep); font-size: 1.05rem; line-height: 1.7;
}
blockquote p { margin-bottom: 0; }

/* ---------- Inline charts ---------- */
.chart { margin: var(--s5) 0 var(--s6); }
.chart__row { display: grid; grid-template-columns: 150px 1fr 64px; align-items: center; gap: 12px; padding: 8px 0; }
.chart__label { font-size: .85rem; font-weight: 600; color: var(--ink-soft); text-align: right; }
.chart__track { height: 14px; background: var(--bg-light); border-radius: 999px; overflow: hidden; }
.chart__fill { height: 100%; border-radius: 999px; background: linear-gradient(90deg, var(--navy), var(--blue)); width: 0; transition: width 1s ease; }
.chart__fill--gold { background: linear-gradient(90deg, var(--gold), var(--amber)); }
.chart__fill--teal { background: linear-gradient(90deg, var(--teal), var(--blue)); }
.chart__fill--plum { background: linear-gradient(90deg, var(--plum), var(--blue)); }
.chart__value { font-size: .85rem; font-weight: 700; color: var(--navy-deep); }
.chart__legend { display: flex; flex-wrap: wrap; gap: 8px 20px; margin-top: var(--s3); font-size: .82rem; color: var(--muted); }

/* Gauge */
.gauge { display: flex; flex-direction: column; gap: 14px; margin: var(--s5) 0 var(--s6); }
.gauge__item { display: grid; grid-template-columns: 1fr auto; gap: 8px 16px; align-items: center; }
.gauge__name { font-size: .88rem; font-weight: 600; color: var(--ink-soft); }
.gauge__num { font-family: var(--font-display); font-weight: 700; color: var(--navy-deep); }
.gauge__track { grid-column: 1 / -1; height: 10px; background: var(--bg-light); border-radius: 999px; overflow: hidden; }
.gauge__fill { height: 100%; border-radius: 999px; background: var(--gold); width: 0; transition: width 1.2s ease; }
.gauge__fill--warn { background: var(--amber); }

/* Steps / timeline */
.steps { display: grid; gap: var(--s3); margin: var(--s6) 0; counter-reset: step; }
.step {
  display: grid; grid-template-columns: 44px 1fr; gap: var(--s4);
  padding: var(--s4) var(--s5); background: var(--bg-light);
  border-radius: var(--radius); border: var(--border); align-items: start;
}
.step__num {
  counter-increment: step; width: 44px; height: 44px; border-radius: 999px;
  display: grid; place-items: center; background: var(--navy); color: var(--gold-soft);
  font-family: var(--font-display); font-weight: 700; font-size: 1.05rem;
}
.step__body strong { display: block; color: var(--navy-deep); margin-bottom: 4px; }
.step__body p { margin: 0; font-size: .92rem; color: var(--ink-soft); }

/* ---------- Carousel ---------- */
.carousel { position: relative; }
.carousel__viewport { overflow-x: auto; scroll-snap-type: x mandatory; scrollbar-width: none; -webkit-overflow-scrolling: touch; display: flex; gap: var(--s4); padding: 4px 4px var(--s5); margin: 0 calc(var(--s5) * -1); }
.carousel__viewport::-webkit-scrollbar { display: none; }
.carousel__slide { flex: 0 0 340px; scroll-snap-align: start; }
.carousel__slide .article-card { height: 100%; }

/* ---------- FAQ ---------- */
.faq { max-width: 820px; margin: 0 auto; }
.faq details {
  border: var(--border); border-radius: var(--radius); background: var(--bg);
  margin-bottom: var(--s3); overflow: hidden; box-shadow: var(--shadow-sm);
  transition: border-color .2s ease;
}
.faq details[open] { border-color: var(--line-strong); }
.faq summary {
  display: flex; align-items: center; justify-content: space-between; gap: 16px;
  cursor: pointer; padding: var(--s4) var(--s5); min-height: 56px;
  font-weight: 700; color: var(--navy-deep); list-style: none;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; font-size: 1.5rem; color: var(--gold); font-weight: 400; transition: transform .25s ease; line-height: 1; }
.faq details[open] summary::after { transform: rotate(45deg); }
.faq .faq__body { padding: 0 var(--s5) var(--s4); color: var(--ink-soft); font-size: .95rem; }

/* ---------- CTA band ---------- */
.cta-band { position: relative; overflow: hidden; background: var(--navy-deep); color: #fff; text-align: center; }
.cta-band::before {
  content: ""; position: absolute; inset: 0;
  background: radial-gradient(60% 120% at 20% 10%, rgba(201,162,39,.22), transparent 60%),
              radial-gradient(50% 100% at 85% 90%, rgba(45,108,223,.25), transparent 55%);
}
.cta-band__inner { position: relative; z-index: 2; padding: var(--s11) 0; max-width: 680px; margin: 0 auto; }
.cta-band h2 { color: #fff; margin-bottom: var(--s4); }
.cta-band p { color: #C6D2E6; margin-bottom: var(--s6); }
.cta-band .btn { min-width: 200px; }

/* ---------- Footer ---------- */
.site-footer { background: var(--navy-ink); color: #A9B6CC; font-size: .9rem; }
.site-footer__top { padding: var(--s9) 0 var(--s8); display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: var(--s6); }
.site-footer .brand__name { color: #fff; }
.site-footer__desc { margin-top: var(--s4); color: #93A1BC; max-width: 340px; font-size: .88rem; }
.site-footer h4 { color: #fff; font-size: .95rem; margin-bottom: var(--s4); font-family: var(--font-body); }
.site-footer ul { list-style: none; margin: 0; padding: 0; }
.site-footer li { margin-bottom: var(--s2); }
.site-footer a { color: #A9B6CC; display: inline-flex; align-items: center; min-height: 32px; }
.site-footer a:hover { color: var(--gold-soft); }
.site-footer__notice {
  border-top: 1px solid rgba(255,255,255,.1); padding: var(--s6) 0 var(--s7);
  display: grid; gap: var(--s4);
}
.site-footer__notice p { margin: 0; font-size: .82rem; line-height: 1.7; color: #8593AE; }
.site-footer__notice .notice-strong { color: #A9B6CC; }
.site-footer__bottom { border-top: 1px solid rgba(255,255,255,.1); padding: var(--s4) 0; display: flex; flex-wrap: wrap; justify-content: space-between; gap: 8px 24px; font-size: .8rem; color: #6E7C97; }
.site-footer__bottom a { color: #8593AE; min-height: 32px; }

/* ---------- Legal notice (in-content) ---------- */
.legal-notice { font-size: .85em !important; color: #777; background: #f8f9fa; border-left: 3px solid #cbd5e1; padding: 10px 14px; margin-top: 2em; border-radius: 0 6px 6px 0; }
.legal-notice p { margin: 4px 0; }
.ai-notice { font-size: .85em; color: #888; margin-top: 2em; }

/* ---------- Reveal ---------- */
html.js .reveal { opacity: 0; transform: translateY(24px); transition: opacity .6s ease, transform .6s ease; }
.reveal.is-visible { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation: none !important; transition: none !important; }
  .reveal { opacity: 1; transform: none; }
}

/* ---------- Responsive ---------- */
@media (max-width: 1024px) {
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .site-footer__top { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 820px) {
  .section { padding: var(--s9) 0; }
  .grid-3 { grid-template-columns: 1fr; }
  .site-nav { display: none; }
  .nav-toggle { display: inline-flex; }
  .site-nav.is-open {
    display: block; position: absolute; top: 76px; left: 0; right: 0;
    background: #fff; border-bottom: var(--border); padding: var(--s4) var(--s5); box-shadow: var(--shadow);
  }
  .site-nav.is-open ul { flex-direction: column; align-items: stretch; gap: 4px; }
  .site-nav.is-open a { width: 100%; border-radius: var(--radius); min-height: 48px; }
  .nav-cta { margin: 8px 0 0; }
  .carousel__slide { flex-basis: 78%; }
}
@media (max-width: 640px) {
  .grid-2, .grid-4 { grid-template-columns: 1fr; }
  .hero__inner { padding: var(--s9) 0 var(--s8); }
  .hero__meta { gap: 16px; }
  .chart__row { grid-template-columns: 104px 1fr 52px; }
  .section-head { text-align: left; }
  .site-footer__top { grid-template-columns: 1fr; }
  .cta-band__inner { padding: var(--s9) 0; }
}